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Car loan EMI

Car loan EMI calculator

Estimate car loan EMI from on-road price, down payment, rate and tenure. Free India ownership planner — not a loan offer.

Car and EMI planner illustration

Car Loan EMI Calculator

On-road priceDown paymentInterest rate (% p.a.)Tenure (months)

About this calculator

Estimate car loan EMI from on-road price, down payment, rate and tenure. Free India ownership planner — not a loan offer.

Good to know

Results are educational estimates, not a bank offer.

Use estimated on-road price for your city — ex-showroom understates the financed amount.

Most lenders require 10–20% down payment on the on-road price.

Common questions

Is this car loan EMI a bank offer?: No. Results are educational estimates based on the inputs you enter. Final EMI depends on the lender’s rate, fees and eligibility.
Should I use ex-showroom or on-road price?: Prefer an estimated on-road amount for your city (tax, insurance, dealer charges). Using only ex-showroom understates the financed amount.

How to use

1Enter loan amount, rate, and tenure (and loan type if applicable).
2Click Calculate to see EMI, total payment, and interest breakdown.
3Read related guides below to make an informed borrowing decision.

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